About Me
What makes me a good advocate for you and your family?
I never give up when it comes to providing the best coverage and support for you, your family, and your business.
I work with a network of professionals, which includes Estate Planning Attorneys, CPAs, Financial Planners, and insurance companies to assure continuity planning. There is a solution for every plan and for every budget.
I pride myself on serving my clients. I am always available to address their needs after we have implemented a plan of action as needs change over time.
Staying current with products, services, and ever-changing market trends is extremely important to me. When it comes to client reviews, you can feel comfortable knowing that we are taking into account any changes that may impact your original objectives.
I will research all available options and resources to provide you with a comprehensive plan to meet your needs.
Because I am an Independent Insurance Broker, I am not lured by companies trying to “push” their products. I work with the most competitive companies available in the marketplace today and can meet virtually everyone’s needs.
The fact is, I work for YOU and not the insurance companies. Contact me to find out the best plans available to meet your needs.
I have been active with The Buffalo Grove Friends of The Parks Foundation since 2007 as Past President and currently as an active board member.
I am active in charity rides every summer supporting Ovarian Cancer Awareness as well as Autism awareness. I enjoy working out and traveling with my wife Mari and spending time with my granddaughter and grand cat.
Presumably, most would agree that where you are now in your life as opposed to where you might have been several years ago is considerably different. This is because there are many variables beyond your control that have a significant effect on your “own” world whether you planned on it or not. With this same thought in mind, even your best intentions with respect to your financial planning goals and objectives need to be revisited on a regular basis. Significant life changes typically trigger our reasons for needing to review what we put in place just a short time ago. Specifically with respect to life insurance; the newlyweds, the new baby, the new house, the new business venture are just some of those major life changes that require us to review our policies. Life insurance plays an extremely vital role in the thorough financial plan of both individuals and businesses. It is both a unique and valuable property that needs to be integrated into the strategies designed to accumulate, conserve and distribute wealth.
Because of the ever changing financial opportunities and products available to the consumer, it is wise to have a comprehensive policy review. This does not mean you have to replace your existing policies, but it does mean you should determine objectively how the policy is performing. I utilize various third party resources that help in this evaluation process. Some of the reasons for performing a review are: Policies may not meet current needs, older contracts may use higher mortality costs than current policies, ownership of life insurance may adversely affect estate taxes, beneficiary designations may be out of date, existing term insurance may not be convertible or premiums may be reaching the end of their guaranteed period.
The POLICY REVIEW will provide you a detailed analysis of your policy status and allow you to view all the options available that may or may not be to your advantage. This is to help you better understand your policy and how it is performing.